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About the Owner

Rick Hopkins is an expert cashflow strategist, who specializes in helping W2 employees get more money in their paychecks through a process called "Income Shifting." Most employees today are underpaid, overtaxed and, deeply in debt. Income Shifting is the answer. Hopkins is also an Amazon #1 Best Selling Author with four books on the subject of cashflow management to his credit.

About This Site


Income is not the same as cashflow. Income is earned... cashflow is created by the decisions you make with the money you earn.

The strategy of "Income Shifting" is both an art and a science. It involves being able to create new cashflow from the money you already make. There is no need to work longer hours, get a second job or beg your boss for a raise... you have the power to take back control of your personal finances, on your own terms. Our capitalistic society demands that we fully understand the financial rules of engagement that drive our economy; and demonstrate it by minimizing your taxes, eliminating debt and building investment income.


  1. Review and adjust your W4 Tax Withholding Form, resulting in more money in your next paycheck.
  2. Learn how to "deduct your lifestyle" by creating write offs and tax deductions for everyday expenses you were going to spend money on anyway
  3. Create and manage new cashflow from the money you already make
  4. Track, document and manage your expenses using our Cashflow Manager Financial Software
  5. BONUS: Included is a FREE 30-minute personal coaching session with Academy co-founder Rick Hopkins, to answer any questions you may have.

This 7-day course includes daily instructional videos and relevant homework assignments based on your actual financial data. This course is not about theory... it is about actual real world application. 

Just click the GAIN ACCESS NOW button above... and I will see you on the other side.


Lesson 1:

The Mystery Of The W4


Lesson 2:

The W4 Has A Page Two?


Lesson 3:

Write Off Your Lifestyle


Lesson 4:

The Right Tool For The Job


Lesson 5:

The Sword And The Shield


Lesson 6:

Allowances Rock


Lesson 7:

Graduation Day

Remember your order is backed by a 30-Day 100% Money Back Guarantee Policy. If for whatever reason you're not satisfied with your order, simply contact us and request a refund.

P.S. Just seconds after your order is complete you'll be given instant online access to your course material. No waiting. No approval required. If you're ready to sign up, click here for instant access.